Smart Ledger

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User ▾
TOTAL BALANCE
🇬🇭 GHS ▼
₵0.00
▲ 0.00% this month
NET WORTH
₵0
▲ +0.00
MONTHLY CHANGE
+0 (0%)
0%
of savings
goal
⬇
INCOME
₵0
▲ +0%
⬆
EXPENSES
₵0
▼ -0%
⬆
SAVINGS
₵0
▲ +0%
◕
BUDGET
0%
of monthly budget
Quick Actions
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This Month Overview
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Income
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Expenses
₵0
Savings
₵0
0%
Savings
rate
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Recent Transactions
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Transactions
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Budgets
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Savings Goals
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Total Owed
₵0
Monthly Payments
₵0
Active Debts
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Your Debts
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Accounts
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Transfer History
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Merge Accounts
⊕ Merge
🔀
Combine two accounts into one. All transactions move to the surviving account. This cannot be undone.
Recurring
+ New
⏱
Recurring rules auto-create transactions on their due date when you open the app.
Analytics
Income trend
7 days
Spending trend
7 days
Spend by category
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total
All Subscriptions
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Net Worth
Current Net Worth
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Total Assets
₵ 0.00
Total Liabilities
₵ 0.00
Net Worth Over Time
▲ Assets
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▼ Liabilities
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Net worth auto-snapshots each session · Account balances update with transactions · Asset values are set in the Assets tab
Currency Exchange
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Base: USD
Financial Health Score
Based on your activity
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Cash Flow Forecast
Next 3 months
Spending Patterns
Your habits at a glance
Savings Trajectory
Goal progress predictions
Net Worth Projection
3 · 6 · 12 month outlook
Recurring Anomalies
Unusual patterns detected
💵 Income Breakdown
This month by source
📊 Category Trends
Top categories vs last month
Calendar
Timeline
Sun
Mon
Tue
Wed
Thu
Fri
Sat
Income (scheduled)
Bills
Subscriptions
Goals
Debt
Income (actual)
Expense (actual)
Transfer (actual)